Author Topic: Credit Card  (Read 3332 times)

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saan

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Credit Card
« on: December 25, 2014, 02:29:30 PM »
Dear Card Bhai,

Need your advise. I had 2 outstanding credit cards

1.ICICI bank overdue Rs.70,000 aprox which I paid in full and closed but CIBIL record shows as written off.
2. HSBC overdue of Rs.52,000 which i have not paid yet.

Im not sure how to handle this as ICICI promised me that they will not mention written off in my cibil record but now Im in a fix that neither i feel confident to close HSBC nor do i have any option to keep HSBC pending. How do i handle this to improve my CIBIL score.

I want to apply for car load but these 2 cards has become obstacle for me.

Please advise.

Rgds
SAAN