India Investment, Stocks, Credit Card and Retail Forum
Credit Cards / Loan Products in India => CIBIL Credit Report Score => Topic started by: ashok_sain on January 21, 2014, 12:54:10 PM
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Hi Sir,
Please suggest me the way out for removing my name from CIBIL list as i made the settlement with HDFC Credit card. the transaction happened 5 to 6 year back, so don’t remember the card no & latter is also misplaced.
Kindly suggest.
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1. The first step would be to get your credit report - Detailed Instruction on obtaining the same are available here http://www.cardbhai.com/2009/08/cibil-credit-report-on-demand-available.html
2. Every Indian Borrower's name is entered in CIBIL but with what Status is the Question ? It will have Details as shown here http://www.dalalstreet.biz/forum/cibil-credit-report-score/understanding-accounts-enquiries/
3. Hurry Up and Get your Credit Report and Post what is in it here and we can advise accordingly.
Also note that, Banks will retain records for 7 Years only and after which you cannot even ask for a copy of your statement and whatever has been reported will be deemed final because of your negligence.