CIBIL-Report-How many year's account history will list in the report

[bhanukishor12@gmail.com]

I had a HSBC credit card  and not using from 7 years .Account has a pending balance of 10000/-.Suddenly some settelment team is calling me and  asking me to pay 150000/-.

 Can they proceed any legal complaint with inactive details after7yrs also.I would like to know INDIAN LAW/GUIDELINES about  Credit Card  payments and account validity.


Can CIBIL  will maintain these account details after 7 yrs and will show in the consumer report?

[chetan]

1. Credit History is forever, until the end of your life.

2. Read More Here - http://www.cardbhai.com/2011/07/rules-cibil-status-update-settlement-of.html