How to Choose & Invest in Mutual Funds the Right Way ?

I’m assuming you’ve made up your mind to create long term wealth by using mutual fund as a savings instrument. Sure, MFs are supposed to be professionally managed as Indian Capital Market has had a very bad history of cheaters raising money and committing all sorts of fraud (business loss, fraud, regulation, etc). By entrusting your money with professional fund managers who are paid salary in crores, you expect them to mitigate the risk and generate RoI beating the SENSEX / NIFTY returns by at least 2% in the long run. By Mutual Fund investing, you avoid single company risk as you’ll hold a basket of stocks.

I Follow these Rules and (more…)

How to Get More Returns in Mutual Fund SIP with Swing Strategy ?

The Economic Policy Paralysis which started during the Dr Manmohan Singh Government has continued into the Narendra Modi government as well due to vested interests of Politicians and small individual investors like you and me have suffered.

Personally, sick and tired of HDFC Mutual Fund poor performance over the last few years, started exiting in 2018 as disclosed here. I always knew that one earns more only when one books profits, as business always involves 2 components buying and selling. For long however, Distributors and IFAs greedy for their own commission have always made us only invest without asking to book profits. Thus all these factors led to take the (more…)